World News Headlines December 4, 2021 Under One Ceiling 0 Feds let debt collectors slide into your DMs 0 0000 0 0 more Feds let debt collectors slide into your DMs December 4, 2021 Under One Ceiling now playing Transferring money from UAE abroad: what are my cheapest options December 4, 2021 Under One Ceiling WIN With Nespresso This Mother’s Day December 4, 2021 Under One Ceiling NBA Playoffs 2022: A Casual Fan's Guide to the Postseason December 4, 2021 Under One Ceiling Best New Climbing Gear of 2022 December 4, 2021 Under One Ceiling A Local Weekend Travel Guide to Austin, Texas December 4, 2021 Under One Ceiling First Drive: 2022 Range Rover Ups the Luxury SUV Experience December 4, 2021 Under One Ceiling Most Stylish Rain Jackets, Parkas, and Trench Coats for Men December 4, 2021 Under One Ceiling EU eyes Russian oil import ban as Moscow strikes western Ukraine December 4, 2021 Under One Ceiling World-class Clark Int’l Airport opens new 110,000 square-meter passenger terminal December 4, 2021 Under One Ceiling PCG: Bodies of 5 children who drowned in Taal Lake found December 4, 2021 Under One Ceiling Feds let debt collectors slide into your DMs The Consumer Financial Protection Bureau says that debt collectors are now allowed to text, email, and message people on social media. But don’t worry—the bureau insists it’s still illegal for collection agencies to actively harass someone over a debt they owe. (Right.) Debt collectors were previously limited to contacting people via phone or snail mail. They were also prohibited from calling someone more than seven times in seven days, contacting people related to the debt holder, and reaching out to someone’s employer. Some of those restrictions apply to the new contact methods, too, but not all of them extend to these platforms. The CFPB doesn’t limit the number of times a collection agency can text, email, or direct message someone on social media, for example. Instead they are required to identify themselves as debt collectors, give people a way to opt out of receiving messages on a particular platform, and refrain from using public communications methods to contact someone. There is some good news. It seems the restrictions on when debt collectors are allowed to contact people—between the hours of 8 a.m. and 9 p.m. local time—apply to these new forms of communication as well. Collection agencies will also be prohibited from calling someone about a particular debt within seven days of having a phone conversation about it. The CFPB says debt collectors must offer, “in each message, a simple way to opt out of receiving further communications from them on that social media platform.” But as Consumer Reports notes, it doesn’t explain how that will work. Related Related posts: ‘Mythbusters’ robotics genius Grant Imahara has died tags: RSS Feed World News 0000 0 0 previous 18 best tweets of the week, including $10 mode, Joseph Thee Stallion, and Gregor Samsa next This robot moves just like a human, but that's about it – Strictly Robots
