Warm Home Discount Scheme explained With gas and electricity costs on the rise, now is a great time to look at the different incentives and grants available to you to reduce your energy bills. The Warm Home Discount Scheme, if you qualify, could provide you with a one-off payment of £140 towards your electricity bills this winter. It’s an easy saving to make just by simply filling in a simple online form. Read on to find out all the answers to your questions about the scheme, from explaining what it is and how to find out if you’re eligible, to how to apply and if there are any restrictions. What is the Warm Home Discount Scheme? The Warm Home Discount is a government initiative that provides eligible households with money that they can put towards their household electricity bills. The scheme is made for those looking for ways to save energy at home to reduce the cost of living. ‘The Warm Home Discount Scheme is a great way of tackling fuel poverty for the most vulnerable in the UK. It’s no secret that we’re seeing the cost of energy rapidly rising, and this is a small silver lining for those who need it most,’ says Phil Foster, CEO of Love Energy Savings. The discount for the 2021-2022 winter season is set at £140. ‘It’s crucial for many vulnerable people in the UK,’ adds Phil. Who qualifies for the Warm Home Discount Scheme? Image credit: Future PLC/Clive Doyle The programme is designed to help vulnerable people or those why may need help covering the costs of their energy bills during the winter months when energy bills tend to soar. You too may be wondering why your energy bills are so high. Therefore there is certain criteria that will need to be met to prove your eligibility. If you do qualify, you’ll fall into either the Core Group category or the Broader Group category: Core Group: Pensioners who receive the Guarantee Credit part of the Pension Credit should receive a letter from the Department for Work and Pensions to notify them that they qualify for the scheme. This group doesn’t normally need to apply for the discount. Instead the money is automatically deducted from their bill. If you don’t get a letter but think you qualify for the core group, call the Warm Home Discount helpline on 0800 731 0214. Broader Group People who are already living in, or are at risk of fuel poverty fall into this grouping. Typically, you will have to be a recipient of a state benefit, such as Income Support or Universal Credit. You might also be able to apply if your household annual income falls below £16,000, as long as you have a child under five years living permanently in the house or you receive a Disability Allowance (DLA), Personal Independence Payment (PIP), Incapacity Benefit or Attendance Allowance. Your electricity supplier decides who can receive the discount, so check with your supplier as early as possible to see if you’re eligible and for details on how to apply. If successful, the discount will be applied to your bill by March 2022. Incredibly, according to a spokesperson at OfGem, the scheme currently provides £149.5 million to Core Group consumers and £161.9 million to Broader Group customers. How do I get the Warm Home Discount? The funds aren’t given to you directly, but applied to your energy bill between October and March, meaning the discount is handled by your energy provider. If you have a pre-payment meter, your energy company will confirm how you’ll get the discount. For example, it might be a voucher you can use to top up your meter. How do I apply for the Warm Home Discount Scheme? Image credit: Future PLC/Simon Whitmore The core group has their discount applied automatically. If you fall under the Broader Group you will need to apply to your electricity supplier and, if eligible, the funds are handed out on a first-come, first-served basis, so it pays to apply as soon as you can – which is usually from October. The scheme is proving so popular that some energy providers have already reached their capacity and aren’t accepting any more applications for this year’s 2021/2022 scheme. Bear in mind, that you will have to reapply each year. Also, not all energy suppliers have to pay the Warm Home Discount, so check to see if your current supplier does. If not you may have to switch providers to benefit. To physically apply, fill in the application form on your supplier’s website or telephone them to start the process. Can I switch energy providers if I’ve received the Warm Home Discount benefit? If you’re receiving the benefit via the Core Group, you should be fine to switch energy suppliers, but do check that your new supplier supports the scheme. If receiving the benefit as part of the Broader Group, you need to check your supplier’s rules about changing to a different company. If you have already received the benefit, then you should be fine to switch. If you’re still waiting for the payment to reach you, you may come across some complications in switching suppliers and you could risk not receiving the benefit at all. With this in mind, it might be worthwhile waiting until the payment is in your account before you start any energy price comparisons with other companies. Is the Warm Home Discount Scheme the same as the Winter Fuel payment? The Warm Home Discount Scheme is separate from the Winter Fuel payment and won’t affect your eligibility for the Warm Home Discount programme. The Winter Fuel Payment is a tax-free benefit given to those who were born on or before 26 September 1955 and if you lived in the UK throughout the qualifying week for the financial year of 2021–2022 (which was 20-26 September 2021). How much you’ll receive depends on your personal circumstances and should be paid into your account by mid-January each year….

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